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Batubara, Imran Rosyadi (2020) Pengaruh capital adequacy ratio (CAR), non performing financing (NPF), dan beban operasional pendapatan operasional (BOPO) terhadap return on asset (ROA) pada Pt. Bank Muamalat Indonesia, Tbk. periode 2006-2015. Undergraduate thesis, IAIN Padangsidimpuan.